Such instruments carry the lowest credit risk. The Revised Interest Rates on NRE Retail Term Deposit w.e. Instruments with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. For Retired Staff, applicable interest rate will continue to be governed by guidelines issued vide Planning Department Circular no. For Senior Citizen (aged 60 and above), additional Interest rate of 0.50% and for Super Senior Citizens (aged 80 years and above), additional Rate of 0.75% continues.The interest rate of SBI Tax Saving FD is 6.50 p.a. to senior citizens for tenures ranging from 7 days to 10 years. Interest rate for IOB tax Saver shall continue to be at 6.50% SBI offers FD interest rates of 3.00-7.10 p.a.
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